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For insurers and mutuals

Every claim, right the first time.

Penbox turns claims, subscriptions and servicing requests into structured cases. Policyholders finish one short guided flow on their phone, documents arrive checked, and your teams work files that are complete the first time.

Pear IncAMAlex Morgan
Vehicle claim CL-2026-1042

Accident of 14 August 2026

Case opened18 August
Your declarationReceived
Case reviewIn progress
Next updateWe’ll let you know

You have nothing to do.

Our team is reviewing your case. Your documents have been received, and we’ll let you know when there’s an update.

Your next stepAvailable after review
Opened 18 August · Followed by Sophie M.Secured by Penbox
Portal updated in real time
Pear IncAM
Accident declaration

Your declaration is complete.

Your case has moved to review. You can follow every update from your portal.

Case review in progressNo action needed from you
Secured by Penbox

Trusted by teams at

Allianz logo
Ethias logo
Revolut logo
WTW logo
DaJobs logo
mözzeno logo
Allianz logo
Ethias logo
Revolut logo
WTW logo
DaJobs logo
mözzeno logo
Allianz logo
Ethias logo
Revolut logo
WTW logo
DaJobs logo
mözzeno logo

Volume

Complete the first time, at any volume.

A claim, a subscription or a servicing request arrives complete, with the next step ready.

Handlers open a case that already holds the message, the answers, the documents and the extracted data. Penbox prepares priorities, cases and replies before the day starts, so your teams spend their time on decisions instead of reading and chasing.

Prioritize new claims and requests due today.
SMNew claim · SophieHigh
AMQuote due todayHigh
INWeekly updateLow

Your priorities. Already on top.

Tell Penbox what matters to each mailbox. Urgent requests rise to the top, across personal and shared inboxes.

Repair estimate received ↓
Motor claim CL-2048
Camille Laurent
Repair estimateAdded
Estimated cost€2,450.00
Case statusUpdated

Your cases. Already up to date.

New requests become cases. Follow-ups join the right one, with the latest information and attachments already added.

ConversationCaseDocuments
Reply prepared

Hi Camille, thanks for the repair estimate. Please upload photos of the damage so we can continue reviewing your claim.

Upload your damage photos →
Ready for your review

Your replies. Already prepared.

Penbox reads the conversation, case details and documents to draft a response that fits the situation. Review, adjust and send.

From first notification to ready case

Every request type, one guided journey.

The policyholder answers only what applies, and what Penbox already knows is prefilled.

Claims declarations, subscriptions, servicing changes and KYC refreshes each get their own journey: what to ask, which documents to collect, who needs to act. Your teams step in when the case is ready, not before.

Pear Inc
Vehicle claim · CL-2026-1042
Private & secure
Your details
2Documents
3Follow-up

Tell us about the accident.

Add your accident statement. We’ll fill in the details for you.

Accident statement.jpg
Photo · 1.2 MB
Checked
Sample completed accident statement
Your document is clear and readable.
We’ve filled in these details from your document. Please check that they’re correct.
Filled from your document
Filled from your document
Filled from your document
Filled from your document
Progress saved automatically
Secured by Penbox· Sample preview

Document Intelligence

Documents arrive checked.

Claim reports, IDs and invoices are read before a handler opens the file.

Document Intelligence extracts typed fields, rates image quality and flags what is unreadable while the policyholder is still in the flow. At Groupama Protection Juridique, more than 26,000 files arrived structured and attached to the right case in the first three months.

Document IntelligenceClaim PB-2024-1042
Document Intelligence
Liability calculation
Vehicle B: 100% · Vehicle A: 0%AdvancedHigh
Circumstances
Vehicle B struck Vehicle A from behind.High
Message
To
Subject

Policyholder portal

Policyholders see where they stand.

One link, no account, always up to date.

Every case has its own status page. Policyholders follow progress, send what is missing and see what happens next, so your service team answers fewer calls asking where things are.

Pear IncAMAlex Morgan
Vehicle claim CL-2026-1042

Accident of 14 August 2026

Case opened18 August
Your declarationReceived
Case reviewIn progress
Next updateWe’ll let you know

You have nothing to do.

Our team is reviewing your case. Your documents have been received, and we’ll let you know when there’s an update.

Your next stepAvailable after review
Opened 18 August · Followed by Sophie M.Secured by Penbox
Interactive preview · Sample case

The whole case

One case for your teams, your policyholders and your agents.

From the first notification to the core system update, every step stays on the case.
Your team
+ AI agents
CL-2041
Your customer
Email sorted into the caseAI agent
Prefilled form received
Accident report uploaded
Document checked, data extractedAI agent
Status visible in the portal
Settlement approved
Signed on the phone
Core system updatedAI agent

One case for your team, your customers and AI agents. Illustrative demo, fictional data.

Customers

Insurers already run on Penbox.

Real results from claims, underwriting and subscription teams.

Control and compliance

You keep the wheel.

Approve in one click, or let routine requests run on their own.

Insurers work under strict review. Every action is logged, every document and decision stays on the case, and the security answers are public: ISO/IEC 27001, processing 100% in the EU and no AI training on your data.

Approve in one click
The agent prepares. You decide what leaves the office.
Penbox· ready to send
Home insurance offer€ 412
Emma Janssens · Home insurance · CL-2052
EditApprove
Approved by Sophie · sent
Penbox· ready to send
Broker mandate to sign
Thomas Lambert · Portfolio transfer · CL-2030
Your rules
Choose what runs on its own and what waits for you.
Send remindersNeeds approvalAutomatic
Request documentsNeeds approvalAutomatic
Update the core systemNeeds approvalAutomatic
Send an offer to signNeeds approvalAutomatic
Close the caseNeeds approvalAutomatic
Every action logged
Who did what, when, and why. Ready for any audit.
SMSophie Martin approved and sent the offer09:21
Penbox compared 3 quotes09:14
Emma Janssens completed Home details09:12
Penbox asked Emma for her details08:59
Penbox created the case from an email08:58
ISO 27001 certifiedGDPR-readyData stored in EuropeFull audit trail

Illustrative demo, fictional data.

INTEGRATIONS

Your core systems stay the record.

Penbox connects Outlook, your claims and policy systems, your assistant and your own tools.

Handlers stay in Outlook, structured data and documents move on through the API, and journeys can be built visually or with an agent. EuroCaution, for example, syncs Penbox with Microsoft Dynamics and SharePoint.

Thomas PeetersNew contract · CL-2044Waiting on customerReady for review
Reading the documentRegistration certificate checked
Reading the documentPlate and vehicle details extracted
Updating the core systemCore system updated

Same case. Same result. Illustrative demo, fictional data.

Use cases

Start where it hurts most.

Four places insurers begin.

Most teams start where volume and friction are highest, prove it on real cases and add more from there. Allianz began in claims operations and is expanding to underwriting and corporate.

Other industries

Frequently Asked Questions

Does Penbox replace our claims or policy administration system?

No. Those systems stay the record. Penbox runs intake, document collection, validation and follow-up, then passes structured data on through the API. EuroCaution, for example, syncs Penbox with Microsoft Dynamics and SharePoint and keeps its underwriting decisions in house.

Which teams usually start first?

Claims is the most common starting point, followed by underwriting and subscription, customer servicing and compliance campaigns. Allianz started in claims operations and is expanding to underwriting and corporate.

How long does a deployment take?

It depends on scope. Unéo digitised its military protection subscription in one month, SWINZ embedded a claims journey in under three weeks, and Groupama deployed its initial solution in under six months while covering more than 200 scenarios.

What do policyholders see?

A short message with a link. They complete a guided form on their phone, upload documents and follow progress in a customer portal. No account to create and no app to install.

How are documents checked?

Document Intelligence extracts typed fields with confidence scores and image quality checks, so unreadable or incomplete files are caught at submission instead of days later.

Can we build and change journeys ourselves?

Yes. Journeys can be built visually or with an agent, and both an API and MCP are available for integrations, so product and operations teams can adapt a flow without a new project.

Is our data processed in the EU?

Yes. Processing is 100% in the EU, customer data is never used to train AI, and Penbox acts as a GDPR processor under an Article 28 DPA.

How does Penbox handle security reviews?

The security page lists the practices up front, and questions can go to security@penbox.io. Independent penetration tests follow OWASP ASVS, and tenant data is isolated with PostgreSQL row level security.

What does it cost?

Penbox is priced per user. There is a free plan, Essential at €29 per user per month on annual billing, Pro at €69, and Enterprise on request. The pricing page lists what each plan includes.

From first customer interaction to cases that run themselves.

Start with one case. Launch in weeks, not quarters.
See the difference. Expand as you grow.

Foreground landscape in Penbox zen colors

From first customer interaction to cases that run themselves.

Start with one case. Launch in weeks, not quarters. See the difference. Expand as you grow.

Foreground landscape in Penbox zen colors

From first customer interaction to cases that run themselves.

Start with one case. Launch in weeks, not quarters.
See the difference. Expand as you grow.

Foreground landscape in Penbox zen colors